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Hey there! Today we’re diving right into How to combine Chase business and personal points in the coolest, most laid-back way possible. Seriously, it’s like mixing peanut butter and jelly—but with credit card rewards! Stick around, and you’ll be stacking those points like a champ. Ready? Let’s roll!How to combine Chase business and personal points: The Peanut Butter & Jelly Method
Okay, imagine your business points are peanut butter—thick, rich, and sometimes a little nutty. Your personal points are that sweet jelly that makes everything awesome. Learning how to combine Chase business and personal points means you get the best of both worlds without the mess of having two separate PB&Js in your lunchbox. First up, you’ve got to make sure both your Chase business card and your personal card are in the same Ultimate Rewards® family. If you’re missing the link, it’s like forgetting the bread—total disaster!How to combine Chase business and personal points with Ultimate Rewards®
Here’s the play-by-play: log into your Chase account, head over to Ultimate Rewards®, and click “Combine Points.” It’s basically a button that says “Yes, please!”—and who doesn’t want to say yes to free travel, gift cards, or that sweet statement credit? You’ll see your personal stash and your business stash side by side. Hit “Transfer” and watch them merge like best friends at a backyard barbecue.Why you’ll love merging those points
Think of combining points as throwing an epic party where all your rewards come together. Instead of two half-empty cups of soda, you’ve got one giant fountain of fizzy awesomeness. By learning how to combine Chase business and personal points, you maximize your redemption power—kind of like upgrading from economy to first class without paying extra. Boom!Maximizing value: travel, cash, and more
Once your points are combined, you can transfer them to travel partners at a better ratio, snag pricey flights, or even book top-tier hotels. Or, if you’re in a “treat yo’ self” mood, convert them into cash or gift cards. I once turned a crazy business trip to Austin into a free weekend getaway in Miami—thank you, combined points!Step-by-step combo checklist
Here’s a quick rundown of our mission:- Ensure both cards are enrolled in Ultimate Rewards®.
- Log into your Chase dashboard.
- Click “Combine Points” under your rewards section.
- Choose the amount to merge from business into personal (or vice versa!).
- Hit “Transfer,” do a little happy dance, and watch your balance grow.
Quick Tip: Timing is Everything
If you combine right after a big spend (hello, office supplies!), you’ll see your balance boost instantly. It’s like getting a surprise confetti blast in your inbox—only with points!Mini Anecdote
One time I combined at midnight and woke up to an extra 30k points. Felt like Christmas morning, but better—because it didn’t involve cold weather.Don’t Forget
Always double-check which account you’re pulling from. You don’t want to accidentally drain your business account when you meant to top up your personal one. That’s like pouring ketchup on your cereal—just wrong.Final Flourish
By now, you’re practically a points wizard. You know how to combine Chase business and personal points with finesse, humor, and zero stress. Go forth and conquer those redemptions!
Oh, and before you bounce, don’t forget to swing by my forum for more shenanigans, tips, and a whole community of points nerds: upobi.com. Trust me, you’ll thank me later!
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